by Taylor Brown | Jan 2, 2019 | Employer Connect
Download the Action Document Most of us live in homes that were not custom-designed for us. We adapt to them rather than expect them to be optimized to how we like to live. Most retirement plans are sold the same way. Companies buy something off the shelf that was...
by Paul Fennell | Jan 2, 2019 | Employer Connect
Download the Action Document There are some things we’re happy to buy right off the rack. After all, mass production usually means consistency and cost-savings. On the other hand, when we do buy off the shelf, we compromise on individual choice and sometimes...
by Paul Fennell | Jan 2, 2019 | Employer Connect
Download the Action Document It’s a common story – business owners put everything into their businesses for years before being in a financial position to put real money away for retirement. Once you’re ready to really get going, we can suggest a...
by Paul Fennell | Jan 2, 2019 | Employer Connect
Download the Action Document When we talk about 401(k) retirement plans, we sometimes focus on the contributions made by employees that are always immediately vested. In other words, it’s their money and they can always withdraw it without forfeiting any –...
by Paul Fennell | Jan 2, 2019 | Employer Connect
Download the Action Document IRS rules provide for participant loans and hardship withdrawals from 401(k) and other plans. They’re not required, but rather left to the discretion of you, the plan sponsor. Today, there’s a good bit of debate about how...
by Paul Fennell | Jan 2, 2019 | Employer Connect
Download the Action Document People who exercise control and authority over the management of a retirement plan’s assets are fiduciaries. So are professionals who provide investment advice with respect to those assets. As a company owner or executive, in most...
